With the crisis, we are all trying to save money. However, spending less is not that easy, so how? We have selected for you tree little things that you can put into practice right now. These tips, we use them every-day. They are easy and will give you results in just 2 to 3 weeks.
The most difficult thing is to keep them in mind throughout the year. Why? Because the sources of temptation including online trading are numerous in our societies where everything is based on over consumption. We are constantly asked to buy anything more or less useful. Especially in shopping centers.
But what could we have bought this week so that we have so little money left?” Does it remind you of something? Yes? So it’s time to discover our three tips to save money right now:
Tip Number One: Pay in Cash
Try as much as you can to pay for your ticket or item purchases and not for your credit card: tickets in hand, you better see what’s out of your pocket. Banknotes and coins are palpable in the hand. If you buy something at $20 your ticket of $20 disappeared after the purchase. You are therefore aware of having spent money.
Conversely, with a credit card, you pay your $20 but after the purchase you always have your credit card in your hands. Consequence: it is much more difficult to realize that we have just spent $20. However, the $20 has disappeared from your account. The solution is to get out of the distributor’s money and pay with real money.
Tip Number Two: Overestimate your expenses
In your weekly or monthly budget forecasts, make a habit of overestimating your expenses. And while you’re there, do not be afraid to underestimate your money. Why? This is because it pushes more to make efforts throughout the week. This is an excellent method to transform the “Oops I thought I had more money…” in “Excellent I did not think that I was left so much!” If you have the courage, do not spend that money you have left. Put it in a kitty that you will place in the bank.
Tip Number Three: Wait 2 Days before Buying
Wait at least 2 days before succumbing to your next purchase. This gives you time to think about your purchase. Not to crack on the spot or worse, to regret it later. And you will see the result is pretty impressive. In 3 or 4 of the cases, you will find that you did not need this new T-shirt (you already have a dozen at home), or this web hosting company that offered me services or this new bag (there must be fifteen in the closet), or this new pair of shoes (you could put the entire building with what you already have).
Your desire was merely a consumer drive. Two short days are enough to get back on track. Time and sleep because the night brings advice are the best tips to realize that a purchase is not really worth it. Yes, you have what you need at home! These 3 tips should help you better face the back and all the expenses that come with it.